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| On the Cellular Automata Model of Pessimism Infection Among Depositors |
| CHEN Jianxin
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1. Faculty of Applied Mathematics, Guangdong University of Technology, Guangzhou 510520, China;
2. School of Business Administration, South China University of Technology, Guangzhou 510640, China |
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Abstract According to the characteristics of the pessimism infection of the depositors, we construct the pessimism infection model for depositors by means of population model in biology. The dynamic process of the contagion in time and space is simulated by the cellular automata model. Through the study of transmission rules and the dynamics behavior the causes of the bank runs will be reveled from the microscopic level of the pessimism contagion for depositors. It is significant to block and postpone the early withdrawal of depositors. At the same time, it can provide theoretical support for us to prevent the banks from the banking crisis, and at the same time it also can keep the bank system stable.
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Received: 27 November 2013
Published: 22 June 2026
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